Heat was one of my thoughts, also. I have a really old mobo, 440BX, on a Dell that is about ten years old. So, it doesn't have heat monitoring capability.
Flaky RAM never occurred to me, though I've had the same problem in the past. I replaced some RAM about five years ago, and increased it by adding another 256mb a year ago. I suppose that's a possibility.
I think I'm going to try AVG. I think it really sucks that Norton charges so much money. They can keep their product, even if it is good. It's good to hear that you have good success with it. That's encouraging.
I have ad-aware, and spy-bot S&D. I keep them up to date and run them routinely. I also just ran the EasyCleaner reg cleaner. Maybe that will help.
Software conflict also comes to mind, but I don't know how I'm gonna resolve that one. I thought about this. I download lots of stuff from www.majorgeeks.com, and one recent one seemed to maybe cause the problem, so I deleted it. But now it's happening again, so that wasn't it. The only other software that I can think of is Object Desktop products, but why all of a sudden would that cause problems, when it hasn't in the past.
I keep going back to the heat issue. Maybe I'll start with opening the box and cleaning out all the dust, dirt and dog fur.
Thanks for your inputs. Keepin' my fingers crossed......