Kona,
Look closely at the user contracts to find the phone that's best for you. Make sure there are no hidden costs for things like talking out of your area. Find out which companies your family and friends use, and base your decision partly on that. Some companies allow cell to cell calls free if both are on the same network. Also be careful of those "3500" free minutes. There are so many stipulations for recieving those minutes, half the time you think you're using those minutes and turns out you're being charged because you didn't call while underwater and riding an elephant with one toe missing( not literally obviously, just an example of the lengths you have to go to to qualify a call for those free minutes in some cases).
Basicly, the type or brand of phone isn't the big question. The capabilities of the phone are most important. If you need to get email and don't have a computer anymore, then a phone with email and instant messaging capabilities is important. If you need to make and recieve calls in a wide range of places , you should make sure your phone has both digital and analog abilities( or have all phones now been upgraded to this technology?)do some research and see which companies offer discounted phones for signing on with their service, and again read the fine print. If you don't want to be locked into a 2 year contract, you might not be able to get their "free phone". Look into which companies have the best pricing for "family sharing", If you and your sig. other need to keep in touch , the family sharing plans are definately worth the while.
Bottom line, If you're going to be hitting a point in your life where things aren't as stable as they could be, you really need a phone service. So if you have to make sacrifices, don't do it with the phone. Buy inexpensive, but look for the most "bang" for the buck.
I completely understand the need to part with your animals, and am so glad you can at least keep one. Find someone you feel very comfortable with, and possibly can see your animals on a semi regular basis with, and foster them in that manner.
As far as Laptop goes, check out ebay and see if there are any decent ones out there that just need a new battery or minor repair(like missing a cdrom drive or something). You don't need top of the line, but the important things are size of hd, amount of ram, processor speed and ability to upgrade (extra slots, etc).
Above all, keep your chin up and know there's a whole pack of us out here willing to watch out for you and be here if you need a shoulder to lean on.
Most of us have been through rough times in our lives, and can fully understand the difficulties you're going through.
I look forward to hearing you are in happier times in the near future.
Gonna keep you in my prayers.