You would need to find a skin you like first, then that skin would need to be edited in SkinStudio 10. If you are not familiar with SkinStudio, then you might PM the original skin author and ask them if they could do it for you. There are a lot of skins already on the site that do not have a white background, so have a good look around first. If you just cannot get what you want, PM me and I will see what I can do for you.
I definitely know what you mean by aging eyes and less contrast.