Sorry to cause confusion. This should explain my idiot mistake er uh...misunderstanding (yeah that's the ticket!) as Werwolf so nicely and politely put it http://www.darkseraphim.com/layersINpsp.jpg

(still banging my head against my puter).
The silliest part is...I have Photoshop and Painter 7 and use that type of layer palette all the time but for some reason I never did in PSP because I liked accessing the layers without the tool palette because it didn't get in my way...but the problem was...well you'll see by the link.

!
I'm just glad to have learned something new/old about my favorite art prog (LMAO)...guess I
can learn some new tricks!
Okay, everybody stop laughing. I mean it!
Oh never mind...I'm still laughing at me.