Good Morphing, bistro:
I appreciate your comments. Personally I have never been paranoid about my browsing habits (privacy). Guess I have been very lucky, because I get so little junk mail (about 5%). I truly enjoy the beautify picture I can have on the top toolbar area. I have found that by disabling the "toolbar" in windowblinds it takes care of my problem. I did check out the Xquet Setup, but could not see where it would do the same thing as I want. I have also tried one of the IE programs for skinning and it brings back the colored bars and hides the graphics (pictues) I want. Anyway ... currently things are just fine in this area.
As far as slowing the system down, I really have great speed for ISP (56K). I tried uninstalling HBars to check the speed and saw no difference. Maybe someone will come up with a similar program without the "spyware" sometime soon. I will hope ...