Well I'll be a monkey's uncle, THIS WORKS!!! 
I'll try it all day, but so far, no explorer crashes or maxed CPU.
Kris, you might want to pass a note on whatever had to be changed to whoever is the Deskscapes Codemaster on duty these days. As I mentioned in my post before, this behavior was identical to a longstanding problem there, and if this fixxed it here, it might fix it there. Just a thought.
Bravo Team Stardock! 