........skinning,....guzzeling cola....smoking cigs....driving my car....laughing with the wolfee....the usual....

for me well I had to have my hernia fixed om monday and had a day in Hospital and now I am kicking back relaxing  and trying not to let the sorness rule me. thats eaiser said than done. [e digicons]:karma:[/e]

I've been working so I can pay off my lawyer, so I can finish my bankruptcy and leave this state with double digit unemployment rates and move to the middle of the country where my family has access to resources and we can down-size our standard of living so we don't drown.  I'm sort of looking forward to experiencing Zen -- the less-is-more, at this point in my life.  I'll tell you something...as far as I'm concerned, "the American dream" is just too much responsibility.  There comes a point when "what I own" starts owning me, and I'm ready to be liberated from it.

Talk with your mortgage company.  My guess is they'll be very willing to find a forbearance number you can live with -- if that's where you want to live.  Be aware of all the small print -- are they going to simply be making your monthly payment less, but tacking the interest on to the end of the mortgage, or are they actually going to decrease your interest?  Is the "help" they say they're going to provide, permanent, for the length of the loan, or only temporary?  Will the payments be automatically withdrawn from your bank account (which if you happen to have a unfortunate month where expenses overwhelm income, would it result in an overdraw fee onto your bank account?) or will you be able to send in your payments like always?  Be very informed, and don't jump at whatever they offer you simply because it seems like the only solution to your problem.

I'll be thinking about your Friday, hoping your biopsy is benign. 

Whatever you do mg...take Ed's advice...remain positive. Karen's also right...don't let possessions possess you.

Karen's also right about family...they help...hope you have some remaining, but I seem to remember you saying it was only you and your mom.

I hope and pray for your news to be good ... you deserve!

What a memory, Doc! Yes, it was just her and I....I'm alone now, family-wise, except for an uncle who's 90-something and senile. I doubt he'd know who I was.

IROKONESS, right back at you! Thanks!

Thank you! I worked a long time on it, and still get ideas for it and try to improve it. I'm flattered you looked! [e digicons]:karma:[/e]