Here is my cable:

And my dsl speeds:

The cable is for gaming and downloading. The dsl is for vonage and email.
The dsl line is naked. I actually pay less for all these services then when I was with bellsouth, and their 'combined services' crap.
I generally do alot of stuff online, including talking while using the internet. I do need a vonage only line, as downloading/torrents, or gaming, kinda screws with vonage.
If you must ask, I am considering lowering the dsl line to 1.5 megs for vonage.